Birla Sunlife Insurance - BSLI Dream Plan - At a Glance

Birla Sun Life Insurance Company Limited (BSLI) is a joint venture between the Aditya Birla Group (an Indian conglomerate) and Sun Life Financial Inc (a Canadian financial services organization). BSLI provides protection solutions, health solutions, children's future solutions, retirement solutions and wealth with protection solutions.

Birla Sunlife Insurance (BSLI) Dream Plan is a Unit Linked Insurance Plan. It offers three guaranteed maturity options: 100% option, 200% option, 300% option.

BSLI (official site) offers three investment fund options

Protector: Risk: Low, Debt: 90- to 100% Equity: 0-10%

Builder: Risk: Low, Debt: 80-90% Equity:10-20%

Enhancer: Risk: Moderate, Debt: 65-80% Equity: 20-35%


So your maturity benefit will vary based on fund value performance. Though loan facility is not available in this policy but partial withdrawal is allowed after three policy years.

BSLI provides user id and password to its clients. You can do most of the things online from policy premium payment to switching investment fund options and other activities. You can check your fund value and download policy transaction statement, tax benefit certificate at any point of time.

For first three years it will charge higher amount as Cost of Insurance and Service Tax but after completing three years it will charge lesser amount as shown in above pictures.

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